We provide fast, effective help for disabled persons whose long-term disability insurers are using any of these unfair tactics:
Delay in paying disability benefits
Denial of a valid claim for disability benefits
Insistence that a claim denial must be “appealed”
Harassing the person receiving benefits by:
Disability insurance issues are complex and insurance companies tend to vigorously defend claim delays, denials and harassing tactics with the goal of terminating benefits or “strong-arming” an unfair claim settlement. Evaluation of any potential legal claim for a disabled person should be handled by a disability claim lawyer, preferably one also experienced in insurance claims and insurance “bad faith” litigation.
British Columbia lawyer Terry Napora has successfully and swiftly helped disabled individuals who face claim delays, denials and harassment tactics. Our wealth of experience in this unique area enables us to quickly negotiate settlements or the reinstatement of denied benefits, often without the expense and delay of litigation.
In our 18 years of legal experience dealing with insurance companies generally, and disability insurance companies specifically for disabled policyholders, we have earned the respect of the insurance companies and their administrators. We have experience in dealing with Clarica, Great West Life, Unum, Sun Life, Maritime, Manulife as well as others. The companies know us and know that we obtain the best results for our clients.
Don’t be fooled by the disability insurance company’s alleged appeal process. Most policies do not allow for an appeal that is either unbiased or binding on the disability insurance company. If the insurance company denies you the disability benefits that you are entitled to and they tell you to appeal, ask them to point out your rights to an appeal in the disability insurance policy. Appeals are often an unfair delay tactic giving the disability insurance company the chance to find more reasons to deny you disability benefits. There are strict time limits for starting a court action after benefits have been denied, and an appeal process does not usually extend them.
We can assist you whether you bought your disability insurance policy directly through an insurance agent or obtained your coverage under a group disability plan or a trust plan.
For help with your disability benefits claim,please call us at 250-352-3321 or toll free at 1-800-579-5338 to speak to Terry Napora. We look forward to helping you.
